Risk Management

Risk and Managing Risk

What is RISK?


Here at CSIA, risk comes in three main categories:


1. Catastrophic Risk: The risk of dying prematurely or becoming injured or seriously ill where you can no longer work andrisk earn an income, and where you and those you care about rely on your income for their necessities and general lifestyle.

2. Longevity Risk:The risk of living too long when your retirement nest egg runs out, either due to living well beyond your financial plan or having your savings eaten away by rising health-care costs.

3. Taxation Risk: The risk of paying too much taxes to the Canada Revenue Agency [CRA], either during your life due to high income levels or via your estate with final expenses, capital gains taxes, probate and legal fees.


CSIA's mandate with our clients is to identify, quantify and mitigate their exposure to financial risk.



  • No comments found
UnionStation.jpg Lake Muskoka.jpg Niagara falls.jpg Brock U.jpg Guelph U.jpg Sunset1.jpg Burlington.jpg Pearson.jpg Moose.jpg toronto harbour.jpg TorontoBeach.jpg Rogers Center 2.jpg Croatian Franciscan Centre.jpg lightning.jpg Eaton's Center.jpg Western U.jpg LondonSkyline.jpg CFL TigerCat Cheerleaders, Hamilton, ON.jpg parliament.jpg HartHouse, TorontoON.jpg RoyalYork.jpg vineyard2.jpg CanadianRail.jpg Niagara vineyard.jpg Queens U.jpg Univerity college U of T, Toronto, ON.jpg TorontoWaterFront.jpg cottagecountry.jpg York U.jpg Wolf Lake.jpg Goose1.jpg badlands.jpg Rogers Center-football.jpg Rogers Center 1.jpg Via_1.jpg Hamilton.jpg ROM1.jpg Hockey Hall of Fame, Toronto, ON.jpg Yonge St.jpg CottageCountry2.jpg Queens U 2.jpg Ukranian Church.jpg WindMill.jpg Halton Country.jpg escarpment.jpg