Risk Management

Risk and Managing Risk

What is RISK?


Here at CSIA, risk comes in three main categories:


1. Catastrophic Risk: The risk of dying prematurely or becoming injured or seriously ill where you can no longer work andrisk earn an income, and where you and those you care about rely on your income for their necessities and general lifestyle.

2. Longevity Risk:The risk of living too long when your retirement nest egg runs out, either due to living well beyond your financial plan or having your savings eaten away by rising health-care costs.

3. Taxation Risk: The risk of paying too much taxes to the Canada Revenue Agency [CRA], either during your life due to high income levels or via your estate with final expenses, capital gains taxes, probate and legal fees.


CSIA's mandate with our clients is to identify, quantify and mitigate their exposure to financial risk.



  • No comments found
Western U.jpg Ukranian Church.jpg TorontoWaterFront.jpg Brock U.jpg TorontoBeach.jpg ROM1.jpg Burlington.jpg Lake Muskoka.jpg Eaton's Center.jpg Wolf Lake.jpg Hockey Hall of Fame, Toronto, ON.jpg Via_1.jpg CFL TigerCat Cheerleaders, Hamilton, ON.jpg CanadianRail.jpg badlands.jpg Hamilton.jpg Yonge St.jpg vineyard2.jpg Queens U 2.jpg WindMill.jpg Rogers Center 1.jpg Goose1.jpg LondonSkyline.jpg Rogers Center-football.jpg Niagara falls.jpg UnionStation.jpg Pearson.jpg York U.jpg Guelph U.jpg Rogers Center 2.jpg parliament.jpg Niagara vineyard.jpg escarpment.jpg lightning.jpg Sunset1.jpg Moose.jpg cottagecountry.jpg Queens U.jpg HartHouse, TorontoON.jpg Univerity college U of T, Toronto, ON.jpg CottageCountry2.jpg toronto harbour.jpg Halton Country.jpg RoyalYork.jpg Croatian Franciscan Centre.jpg